Funding Solutions

Working Capital Loans

Bridge cash flow gaps and support day-to-day operations with flexible working capital solutions. Ideal for managing seasonal variations, covering payroll during growth phases, or funding inventory purchases ahead of peak demand.

Typical Use Cases:

• Inventory purchases for seasonal demand
• Payroll coverage during expansion
• Operating expenses during revenue cycles
• Marketing campaign funding
• Bridge financing between contracts

Terms:

• Funding amounts: $25,000 to $500,000
• Repayment periods: 6 to 36 months
• Approval timeframe: 24-48 hours
• Collateral requirements vary by amount

Equipment Financing

Acquire essential machinery, technology, and vehicles without depleting capital reserves. The equipment itself serves as collateral, making this one of our most accessible financing options for established businesses.

Equipment Categories:

• Manufacturing equipment and machinery
• Commercial vehicles and transportation
• Technology systems and software
• Medical and dental equipment
• Restaurant and hospitality fixtures
• Construction and contractor tools

Structure:

• Finance up to 100% of equipment value
• Terms align with equipment useful life
• Both new and used equipment eligible
• Section 179 tax advantages available

Revenue-Based Financing

Repayment structures that scale with your business performance. Instead of fixed monthly payments, you remit a percentage of gross revenue, providing flexibility during slower periods and accelerating payoff during strong months.

Ideal For:

• Seasonal businesses with revenue fluctuations
• Fast-growing companies with variable income
• Service businesses with project-based revenue
• Retailers managing inventory cycles

How It Works:

• Receive lump sum capital upfront
• Repay 5-15% of daily or weekly gross revenue
• Payments automatically adjust with sales
• Typical payback period: 6-18 months

Business Expansion Capital

Fund growth initiatives including new locations, product development, market entry, or acquisition opportunities. We evaluate the business case and structure repayment around projected returns.

Expansion Projects We Fund:

• Opening additional retail or office locations
• Geographic market expansion
• Product line development and launch
• Acquisition of competitor or complementary business
• Franchise purchase or development
• Technology platform development

Invoice Financing

Convert outstanding accounts receivable into immediate cash flow. Particularly valuable for businesses with net-30, net-60, or net-90 payment terms who need capital before customer payments arrive.

Process:

• Submit invoices for credit-approved customers
• Receive 80-90% of invoice value within 24 hours
• We collect payment directly from your customer
• Receive remaining balance minus fees after collection

Requirements:

• B2B invoices with creditworthy customers
• Minimum 30-day payment terms
• No outstanding disputes or liens
• Consistent invoicing history

Real Estate Financing

Commercial property acquisition or refinancing for owner-occupied or investment properties. Competitive rates for businesses seeking to own their operating location or expand their real estate portfolio.

Property Types:

• Office buildings and professional spaces
• Retail storefronts and shopping centers
• Industrial warehouses and distribution
• Mixed-use commercial properties
• Special-use facilities (medical, hospitality, etc.)

Financing Terms:

• Loan-to-value up to 80% for owner-occupied
• Terms up to 25 years with amortization
• Both acquisition and refinancing available
• Commercial appraisal required